Canada’s low-income seniors are set to receive up to $1,976 in June 2025 through regular government support programs. This amount combines three key benefits: the Canada Pension Plan (CPP), Old Age Security (OAS), and the Guaranteed Income Supplement (GIS). While not a new or one-time bonus, this total reflects how much eligible individuals may receive this month depending on their income, age, and personal circumstances.
Who Qualifies
To receive the full $1,976, seniors must be enrolled in all three programs. CPP eligibility is based on your work history and contributions over the years. OAS is available to Canadians aged 65 and older who’ve lived in Canada for at least 10 years after turning 18. GIS is for low-income seniors who already receive OAS and meet the income threshold. If you’ve filed your taxes and meet the conditions, these payments will be deposited together around mid-June.
Benefit Amounts
Here’s the average breakdown for June 2025: CPP pays around $760, OAS provides roughly $691, and GIS adds up to $525 for eligible single seniors. Depending on your past contributions, marital status, and total income, the final amount may vary. Some recipients may get less, while others close to the maximum in each category could receive the full $1,976. Seniors over 75 may see slightly higher OAS amounts as well.
How to Check
If you’re not sure whether you’re receiving the right amount, use your My Service Canada Account (MSCA) to check your benefit history. You can view your contribution records, application status, and estimated future payouts. This is also where you’ll update your banking or personal information to avoid delays. Any errors or missing documentation could affect your June 2025 payment.
Apply for GIS
Remember, GIS is not automatic. Even if you already get OAS, you must apply for GIS separately. You can do this online, by phone, or at any Service Canada office. GIS amounts are calculated based on your annual income tax return, so make sure your 2024 return is filed and processed. Couples applying will be assessed together, and income from both partners will be factored in when determining your GIS payment.
When to Expect
According to Service Canada’s June 2025 schedule, payments for CPP, OAS, and GIS are expected to be deposited by June 15, 2025. Delays may occur around weekends or banking holidays, so be sure your account is active and ready. If you’ve recently moved or changed financial institutions, update your info as soon as possible through your MSCA dashboard. Paper cheques may take a few extra business days to arrive.
Why It Matters
For seniors living on a tight budget, this combined amount is a critical source of financial security. With food, housing, and medical costs rising in 2025, predictable monthly support helps maintain dignity and independence. CPP is based on past earnings, OAS on residency, and GIS on income—but together, they can provide significant support for those most in need. Understanding how they work together is key to maximizing your retirement benefits.
Disclaimer: This article is for informational purposes only. Payment amounts and eligibility for CPP, OAS, and GIS depend on personal income, contribution history, and government assessment. Final payments are issued by Service Canada and may change based on tax filings, residency, or program adjustments. For official advice, consult the Service Canada website or speak directly with a government representative.
