Canadian seniors are hearing buzz about a $2,250 Old Age Security (OAS) payment coming in June 2025. For many, this figure sounds like a huge increase—but the truth is more nuanced. While the number is real, it’s not a new lump-sum payout or bonus. Instead, it reflects the combined monthly total for eligible seniors receiving OAS plus GIS (Guaranteed Income Supplement). Here’s what you need to know.
What OAS Actually Pays
OAS is a monthly federal benefit for Canadians aged 65 and older. For June 2025, seniors aged 65–74 can expect up to $727.67, while those aged 75 and older receive up to $800.44. This amount is determined by age, years of residency, and income. If you’ve lived in Canada for at least 40 years after turning 18, you may qualify for full OAS. Partial payments are available for those with shorter residency periods.
How GIS Adds Up
GIS is an additional, tax-free payment available to low-income seniors who already receive OAS. In 2025, single seniors can receive up to $1,086.88 per month through GIS. When combined with full OAS, the total payment can exceed $1,887 monthly. Some provinces offer their own top-up programs, allowing certain seniors to reach or slightly surpass the $2,250 mark per month.
Who Qualifies for Full Amount
Not every senior will see $2,250 in June. To qualify for the combined amount, you must have low or no income outside of OAS, be over 65, and meet Canada’s residency requirements. GIS eligibility is income-tested—if your yearly income is too high, GIS is reduced or eliminated. High-income earners may also face OAS clawbacks starting at around $79,000 annually, with full reduction at $142,000+.
No One-Time Bonus
Despite the rumors, there’s no one-time $2,250 payment being issued in June 2025. The number reflects the total monthly benefits for certain low-income seniors, not a new payout or increase. OAS and GIS are reviewed quarterly based on inflation, and if there’s any adjustment in June, it will be a small cost-of-living increase, not a massive jump. The next scheduled payment review happens in July 2025.
Turning 75 This Year?
If you turn 75 in 2025, your monthly OAS will automatically increase the month after your birthday. That means moving from $727.67 to $800.44, which can help push your total closer to the $2,250 mark if you’re also receiving GIS. This age-based boost is permanent and part of federal efforts to support older Canadians with rising living costs.
Other Provincial Benefits
Beyond OAS and GIS, several provinces offer top-up programs. In Ontario, the GAINS program adds to federal payments. Alberta, British Columbia, and Quebec also offer various supplements and credits for seniors. These extra payments may help you reach the widely discussed $2,250/month, even if your federal benefits fall slightly short.
How to Maximize Your Benefits
To make the most of what you’re entitled to, be sure to file your taxes on time every year. This is crucial for calculating GIS eligibility. If you’re nearing age 65, submit your OAS application six months in advance. Keep your direct deposit and contact details current with Service Canada to avoid delays. And remember to explore provincial senior programs that may offer additional help.
Stay Informed
The figure making headlines is not misleading, but it doesn’t apply to everyone. It’s the maximum total possible when OAS and GIS are combined—mainly for single, low-income seniors aged 75 or older. For most seniors, the monthly total will be less, depending on personal income and residency history. Always consult your My Service Canada Account to check your benefit status.
Disclaimer: This article is for informational purposes only. The $2,250 amount refers to a possible combined monthly payment under specific conditions. Not all seniors will qualify. Actual amounts depend on income, age, residency, and government policy. For personalized advice, contact Service Canada or visit the official Government of Canada website.
